Privacy Policy
Last updated: August 21, 2025
Introduction
At SmartCalcs ("we," "our," or "us"), we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website smartcalcs.in and use our financial calculation tools.
By using our website and services, you agree to the collection and use of information in accordance with this policy.
Information We Collect
Information We Do NOT Collect
Privacy First Approach: SmartCalcs is designed with privacy as a core principle. We do NOT collect, store, or transmit any of your personal financial data or calculation inputs. All calculations are performed entirely within your browser.
Information We May Collect
- Technical Information: Browser type, operating system, IP address, and access times for website optimization purposes
- Usage Analytics: Anonymous website usage statistics to understand how our tools are being used
- Local Storage: User preferences and conversion history stored locally in your browser
How We Protect Your Data
Local Processing
All financial calculations, including GST calculations, SIP projections, EMI computations, and unit conversions, are performed entirely within your web browser. This means:
- Your financial data never leaves your device
- We cannot see or access your calculation inputs
- No financial information is transmitted to our servers
- You maintain complete control over your data
Local Storage
Some data is stored locally in your browser for convenience:
- Theme preferences (light/dark mode)
- Recent calculation inputs (for auto-filling forms)
- Unit conversion history and favorites
- This data remains on your device and can be cleared at any time through your browser settings
Cookies and Tracking
We use minimal cookies and tracking technologies:
- Essential Cookies: Required for basic website functionality
- Analytics: Anonymous usage statistics to improve our services
- No Advertising Cookies: We do not use cookies for advertising or marketing purposes
You can control cookie preferences through your browser settings.
Third-Party Services
We may use third-party services for:
- Web Analytics: To understand website usage patterns
- Content Delivery: To serve static resources efficiently
- Hosting Services: To provide reliable website access
These services may collect anonymous technical information but do not have access to your financial calculation data.
Data Sharing and Disclosure
We do not sell, trade, or rent your personal information to third parties.
We may disclose information only in the following circumstances:
- When required by law or legal process
- To protect our rights, property, or safety
- With your explicit consent
- In connection with a business transfer (merger, acquisition, etc.)
Your Rights and Choices
You have the following rights regarding your information:
- Access: Request information about data we may have
- Correction: Request correction of any inaccurate information
- Deletion: Request deletion of your information
- Portability: Request a copy of your information
- Opt-out: Opt-out of non-essential data collection
How to Exercise Your Rights
To exercise any of these rights, please contact us at: smartcalcs.help@gmail.com
Data Security
We implement appropriate security measures to protect your information:
- SSL encryption for all data transmission
- Secure hosting infrastructure
- Regular security assessments
- Limited access to any collected data
- Data minimization practices
International Data Transfers
Our website may be accessed from around the world. If you are visiting from outside India, please note that any information you provide may be transferred to and processed in India, where our servers are located.
Children's Privacy
Our services are not directed to individuals under the age of 13. We do not knowingly collect personal information from children under 13. If you become aware that a child has provided us with personal information, please contact us immediately.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by:
- Posting the new Privacy Policy on this page
- Updating the "Last updated" date
- Providing notice on our website
You are advised to review this Privacy Policy periodically for any changes.
Contact Us
If you have any questions about this Privacy Policy, please contact us:
Compliance
This Privacy Policy is designed to comply with:
- Information Technology Act, 2000 (India)
- Personal Data Protection Bill (India)
- GDPR (European Union) - for EU visitors
- CCPA (California) - for California residents
- Other applicable privacy laws