Compare property costs, EMI vs rent, investment returns and make smart home buying decisions with our comprehensive property calculator tool
Compare home buying vs renting costs in India. Analyze EMI, down payment, property appreciation, rental yield and total cost of ownership for informed real estate investment decisions.
Enter property details to get recommendation
Understanding the Indian real estate market and making informed decisions between renting and buying property requires careful analysis of multiple factors including EMI, down payment, property appreciation, and rental yields.
Input property price, down payment amount, and current monthly rent. Add home loan interest rate and tenure for accurate EMI calculations.
Set annual rent increase, property appreciation rate, expected investment returns, and tax benefits for comprehensive analysis.
Analyze price-to-rent ratio, rental yield, break-even period, and total savings to understand financial implications.
Use the recommendation and detailed cost breakdown to decide between renting and buying based on your financial goals.
Making the right choice between renting and buying property is one of the most important financial decisions in India. Our comprehensive rent vs buy calculator helps you analyze all aspects of property investment including EMI calculations, down payment requirements, property appreciation rates, and rental yields specific to the Indian market.
Price-to-rent ratio is the property price divided by annual rent. A ratio above 20-25 typically favors renting, while below 15 favors buying.
Our calculator uses standard financial formulas and considers key factors. However, actual results may vary based on market conditions and personal circumstances.
Think about what else you could do with your down payment money. Compare property returns to other investments.
Don't forget broker fees, registration costs, repairs, empty periods, and management costs.
Rent when prices are high, you need flexibility, have little down payment, or can make more money investing elsewhere.
When property values go up over time, buying wins. Check past trends and future predictions.
Calculate home loan EMI with detailed amortization schedule and prepayment analysis.
Calculate EMICalculate how your down payment savings can grow with compound interest.
Calculate Growth