Terms of Service

Acceptance of Terms

By using SmartCalcs, you agree to these terms. If you don't agree, please don't use our service.

Description of Service

SmartCalcs provides free, web-based financial calculators including but not limited to:

• GST Calculator with invoice generation
• EMI Calculator for loan planning
• SIP Calculator for investment planning
• Unit Converter for various measurements
• Split Bill Calculator
• Other financial calculation tools

All calculations happen in your browser and are for information only.

Use License

You can use SmartCalcs for free. This gives you a license to use our tools, but we still own them. You can:

• Use our calculators for personal or business planning
• Download calculation reports
• Share results (respect privacy)

You may not:

• Copy or reverse engineer our tools
• Use our service for illegal things
• Add viruses or harmful code
• Try to hack our systems
• Use our tools to build competing services

Disclaimer

We try to be accurate, but SmartCalcs:

• Cannot guarantee 100% accuracy
• Is not responsible for your financial decisions
• Suggests consulting professionals for big decisions
• Cannot be blamed for losses from using our service

Accuracy of Information

We work hard to give accurate results. However:

• Tax rates and rules may change
• Different places may have different rules
• Complex situations may need professional help
• You should double-check important calculations

User Data and Privacy

SmartCalcs protects your privacy:

• All calculations happen in your browser
• We don't store your calculation data
• See our Privacy Policy for detailed information

Service Availability

We try to keep the service running, but:

• Service may be down for maintenance
• We can't promise 100% uptime
• We may change or remove features
• We may stop the service with notice

Prohibited Uses

You agree not to use SmartCalcs:

• For illegal activities
• To break any laws or regulations
• To send spam or ads
• To pretend to be us or our employees
• To hurt other people's rights

Intellectual Property

SmartCalcs owns all content, features, and functionality. We're protected by copyright and trademark laws.

Limitation of Liability

SmartCalcs and its team are not responsible for any indirect, accidental, special, or punitive damages from using our service. This includes loss of profits, data, or goodwill.

Changes to Terms

We may change these terms anytime. If it's a big change, we'll give you 30 days notice.

Contact Information

If you have any questions about these Terms of Service, please contact us:

• Email: support@smartcalcs.in
• General Support: support@smartcalcs.in